People are raving about the #1 Amazon Best Seller “Plaintiff 101.” See why you should read the book that readers are calling an “excellent resource” and “indispensable guide.”
At least 1 in 7 drivers is uninsured. If you get in a car accident and don’t have prudent insurance planning in place, you will be limited to the liability insurance coverage purchased by the driver who negligently injured you.
On a state-by-state basis, minimum per person liability coverage can range from $10,000 to $50,000, with the vast majority of states requiring between $15,000 and $25,000. That may sound like a lot of money, but what if you require extensive hospitalization, long term rehabilitative therapy, or are out of work for an extended period of time?
Stacking helps you pay for post-accident medical and property expenses after you’re hit by a driver who lacks sufficient (or any) liability coverage. It’s a way to combine your liability coverage limits if you insure multiple cars.
Let’s say you have two separate car insurance policies: one for your truck and one for your car. You buy $50,000 of uninsured motorist bodily injury (UMBI) coverage for each. Then, it happens—an uninsured driver slams into your truck. Your truck is totaled and you’re hurt in the crash. If you stacked your UMBI coverage, you’ll be able to file a claim under both policies if needed. So, if your injury bills exceed one policy’s $50,000 limit, you have an extra $50,000 to work with from the car’s policy, as long as each policy is in your name.
During civil litigation, it is important that you find an attorney suited to your case with a successful track record at trial (even if you do not desire to go to trial).
When you’re meeting with attorneys, there are some important questions to ask them.
While conducting your own research, there are also key questions to answer yourself.
During the civil litigation process, the opposing counsel will use a variety of tactics to undermine your case. One of those tactics involves using your doctor, and your treatment, against you.
Here are a few tips that your lawyer will want you to know.
Karen is a retired Lieutenant Colonel from the Air Force, and she is often asked to give presentations on key leadership tips she learned throughout her military career.
As a motivational speaker, Karen speaks on a variety of topics. She provides key leadership tips for success, along with strategic, organizational, and financial insights.
Some examples of speeches she’s given include:
Karen is the founder of Fulfill Your Destiny, and any payments she receives from public speaking are donated directly to her non-profit organization.
To learn more about her motivational speaking, you can visit her website at fulfillyourdestiny.org/ or email email@example.com to set up a speaking engagement.
Happy 4th of July! This week while you’re celebrating America’s independence with fireworks and hot dogs, here are some interesting facts about our country’s history that you can share around the family table.
The Second Continental Congress met on July 2nd to formally approve the new nation’s independence from Great Britain. Then, newspapers published the news two days later on July 4th. So, we’re actually celebrating on the wrong day. John Adams thought July 2nd would become a memorable holiday, writing to his wife, “The Second Day of July 1776, will be the most memorable Epoch, in the History of America.”
According to the Pennsylvania Evening Post in 1777, the city celebrated the first anniversary of our nation’s independence with gun salutes, fireworks, and canon salutes. There was even a 13-shot canon salute to represent the 13 states at the time.
Every 4th of July, the Liberty Bell is symbolically tapped 13 times—the bell hasn’t been rung since 1846 to avoid cracking it.
Thanks to John Adams and Thomas Jefferson, we have the bald eagle as our national bird. If the decision had been solely Benjamin Franklin’s, America would have had the not-so-majestic turkey.
On July 4th, 1826, founding fathers Thomas Jefferson and John Adams died within hours of each other. It was exactly 50 years after Congress approved the Declaration of Independence. They were the only two men to have signed the declaration and later become presidents.
Since bright colors were hard to come by even for the rich, most people in those days celebrated Independence Day with lush greenery.
Have fun and stay safe this 4th of July!
After serving in the Air Force for 20 years, a near-death experience in 2007 forced Karen Mertes to change her life.
She was hit by a drunk driver going over 100 mph and cracked her skull in two places. During her recovery process, she realized the importance of helping others.
“Out of pain comes our passion and we find our purpose,” she said.
Today she runs the grassroots organization Fulfill Your Destiny, which awards $1,000 grants to people who are going through a crisis.
“I look for people who have survived—whether it be a job layoff and then became an entrepreneur, or an injury, or some sort or illness.”
Now a motivational speaker, Karen has also written a book called “Plaintiff 101” to help raise money for her charity. The book provides answers for people pursuing personal injury lawsuits and gives inside information to help them save time and money.
“By choosing to be better, and not bitter, I’m able to reach and inspire a lot of people.”